There is a difference in where you buy your protection. Many people don't realize there are two sources for insurance:
  • Captive Agents, who represent only one company.
  • Independent Insurance Agents, who offer a choice of companies,  researching these firms to find you the best combination of price, coverage and service.
Your Independent Insurance Agent:
  • Is a licensed professional with strong customer and community ties.
  • Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
  • Is not beholden to any one company (unlike captive agents); thus, you don't need to change agencies as your insurance and service needs change.
  • Assists you when you have a claim.
  • Works with you as you determine your needs.
  • Offers you a choice of insurance plans and programs.
  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
  • Offers one-stop shopping for a full range of products.
  • Can periodically review your coverage to keep up with your changing insurance laws and your company’s needs.
  • Treats you like a person, not just another number.
There is a difference!